Business financing referrals · Apparel retailers

Business funding for collections, fittings and retail systems.

An apparel collection can require supplier deposits long before its selling season. Describe the stock and store expenses you need to cover, including the dates balances become due.

Illustration of apparel retailers and their working space
Illustration of apparel retailers equipment and workspace

How it works

The application process

01

Funding purpose

State what the funds would pay for and when that payment is expected.

02

Business basics

Answer the form’s questions about the operation and provide accurate owner contact details.

03

Complete the request

Review the disclosures and the information entered, then verify your mobile number before sending it.

Before you decide

When reviewing a provider offer

01

Available proceeds

Work out the usable amount after the provider’s stated deductions.

02

Cost over time

Compare the sum of payments and fees across the whole financing arrangement.

03

Business budget

Consider the proposed payment dates alongside quiet periods and existing commitments.

Possible uses

Business expenses to describe

01

Collection inventory

A size run ties up stock across styles and sizes that may sell at different speeds. Use past sales and delivery dates to decide which purchase the funding request should cover.

02

Fitting-room improvements

Partitions, lighting and mirrors may need work between seasonal launches. Include installation and the effect on the shop floor while fittings are being changed.

03

Retail technology

Inventory tracking and checkout equipment can help record stock across the store and online. Budget separately for devices, setup work and continuing software charges.

Illustration of apparel retailers equipment and workspace
Illustration of apparel retailers equipment and workspace

Apparel retailers · funding preparation

Costs and customer receipts

Put supplier deposits, final payments and the expected selling season on a calendar. Allow for returns and markdowns when assessing how future repayments would fit retail receipts.

A few things to know

About this referral service

Information sharing and referral payments

This service is compensated by funding partners for referrals and the sale of submitted application details. We may share a request with up to five partners who can contact you; our compensation is independent of funding and we charge no application fee.

Approval and available terms

A referral is not a promise that a partner will make an offer. The business must meet that provider’s requirements before financing can be agreed.

Provider timing

A funding partner may ask for records or clarification before making a decision. The requested date should therefore be treated as part of the application, not a promise.

Contact consent and mobile verification

A received SMS code does not replace the need to read the contact and sharing disclosures. Review those conditions before completing the submission.

Make a beginning

Start with your business funding request

Put the amount, business purpose and requested timing into the form when you are ready.